Personal savings
Trusted, flexible savings for every stage of life.
Straightforward savings. Award winning service.
Backing Britain’s businesses and communities.

At HTB, we focus on delivering attentive, award-winning service, from specialists who really understand your needs.
We’re driven to find ways to invest in Britain’s businesses and communities so, rather than being ‘everything to everyone’, our approach allows us to truly support those who are often overlooked by other banks.
We call this ‘excellence through specialism’ and, we believe it’s rather special.
Development projects rarely move in a straight line. Planning requirements can shift, conditions on site can evolve and priorities can change as schemes progress. Our regional teams work alongside SME developers and brokers to structure funding around the realities of each project, combining certainty of funding with direct access to experienced decision-makers and support that remains close throughout the lifecycle of the scheme. With a deep understanding of local markets, planning environments and the challenges that shape delivery, we help create confidence as projects move from acquisition through to completion
Our best ever range of award-winning savings accounts for life, business and clubs. Protected by the UK’s deposit guarantee scheme and backed-up by our friendly, UK based support team.

We offer solutions for businesses, individuals and intermediaries.
On 30 March 2026, the Financial Conduct Authority (FCA) announced details of a new consumer redress scheme relating to motor finance.
This scheme is designed to help ensure customers are treated fairly where commission arrangements were involved.
You can find more information about motor finance commissions and what this may mean for you here.