Focus, where it matters.
HTB, the Specialist Bank
The specialist bank helping build lives, businesses and communities
At HTB, we focus on delivering attentive, award-winning service, from specialists who really understand your needs.
We’re driven to find ways to invest in Britain’s businesses and communities so, rather than being ‘everything to everyone’, our approach allows us to truly support those who are often overlooked by other banks.
We call this ‘excellence through specialism’ and, we believe it’s rather special.
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Our most recent awards
The financial power behind professional property developers, landlords and brokers
- Development finance
- Specialist mortgages
- Bridging finance
Development finance
Professional property developers and brokers
For those building residential and commercial developments and, whether you need funding ground-up schemes, conversions, or large-scale refurbishments, we offer financial certainty, flexibility and regional expertise.
We work directly with SME developers with structured development finance that moves at the pace of the property project, offering tailored funding structures, pragmatic underwriting, and direct access to decision-makers – ensuring confidence from acquisition to completion.
When it’s complex. Go for more.
When it comes to intricate property finance, we’re true specialists. Our expert teams work with you as proactive partners, tailoring bespoke, long-term solutions to meet your clients’ needs. While direct access to our underwriters means quicker responses when it matters. Its how we handle every case.
So you can deliver with confidence, time after time.
Award-winning savings
Discover our range of flexible online savings accounts
Our best ever range of award-winning savings accounts for life, business and clubs. Protected by the UK’s deposit guarantee scheme and backed-up by our friendly, UK based support team.
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FCA motor finance consumer redress scheme
On 30 March 2026, the Financial Conduct Authority (FCA) announced details of a new consumer redress scheme relating to motor finance.
This scheme is designed to help ensure customers are treated fairly where commission arrangements were involved.
You can find more information about motor finance commissions and what this may mean for you here.
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