The specialist bank helping build lives, businesses and communities

At HTB, we focus on delivering attentive, award-winning service, from specialists who really understand your needs.

We’re driven to find ways to invest in Britain’s businesses and communities so, rather than being ‘everything to everyone’, our approach allows us to truly support those who are often overlooked by other banks.

We call this ‘excellence through specialism’ and, we believe it’s rather special.

Explore our savings accounts

Cash ISA accounts

Earn up to
4.20%AER

Make your money work smarter and choose from our range of tax-free cash ISAs.

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Our most recent awards

The financial power behind professional property developers, landlords and brokers

Development finance
Specialist mortgages
Bridging finance

Development finance

Professional property developers and brokers

For those building residential and commercial developments and, whether you need funding ground-up schemes, conversions, or large-scale refurbishments, we offer financial certainty, flexibility and regional expertise.

We work directly with SME developers with structured development finance that moves at the pace of the property project, offering tailored funding structures, pragmatic underwriting, and direct access to decision-makers – ensuring confidence from acquisition to completion.

Award-winning savings

Discover our range of flexible online savings accounts

Our best ever range of award-winning savings accounts for life, business and clubs. Protected by the UK’s deposit guarantee scheme and backed-up by our friendly, UK based support team.

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